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London
Andrew Heathcote
Partner
andrew.heathcote@freshfields.com
London: +44 20 7716 4044
Hong Kong: +852 2846 3313
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About

Andrew specialises in structured finance and debt capital market transactions.

Andrew has over 25 years of experience in Europe and Asia advising on securitisation, debt capital markets and structured finance transactions. He works for corporate clients, banks, fintechs, specialist lenders and private capital funds across asset classes on complex, and often multi-jurisdictional, financing transactions including advising on transactions backed by unsecured consumer loans, mortgages, auto loans, student loans, trade receivables and a range of esoteric assets.  He also has extensive experience of advising on whole business securitisations.

Capabilities
Capital markets
Corporate and acquisition financing
Derivatives and structured finance
Private capital
Fintech
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  • Advising Barclays Bank plc on an asset backed  warehouse facility for Ferovinum backed by wine and spirits receivables and inventory
  • Advising PayPal Europe on its forward flow sale to KKR of European “buy now pay later” loans made to customers in the UK, Germany, France, Italy and Spain and related securitisation funding arrangements
  • Advising Heathrow Airport on updates of, and issuances under, its Heathrow Finance and Heathrow Funding debt programmes
  • Advising a global fintech business on a €1.4bn warehouse financing facility backed by a portfolio of German consumer loan receivables
  • Advising M&G on their mezzanine warehouse financing and corporate facility for an SME fintech lender
  • Advising Center Parcs on its Class A and Class B issuances under its whole business securitisation platform
  • Advising Premifina in relation to its UK and Irish warehouse financings and in respect of risk retention financing
  • Advising Prodigy Finance in relation to its student loan backed warehouse facilities and a number of balance sheet and risk retention financing facilities
  • Advising Channel Capital on a combined cross-border inventory and receivables securitisation for a Belgian diamond company
  • Advising Octopus Energy on financing arrangements for their retail energy businesses
  • Advising a major international bank on a South African auto loan warehouse financing
  • Advising the lead managers on updates of, and drawdowns under, Clydesdale Bank plc’s covered bond programme
  • Advising Telereal Securitisation plc on its issuance of Class B[1]3 Notes under its whole business securitisation platform
  • Advising International Islamic Liquidity Management Corporation on its inaugural $2bn short-term structured sukuk programme

'The team has a deep understanding of our organisation and the business context we operate within. They utilise this knowledge, alongside their professionalism and technical legal expertise to consistently demonstrate sound judgement. We trust them implicitly and integrate them early into our strategic thinking due to the value we place on their practical, solution-orientated advice. They communicate clearly and we see the team as trusted partners.'
— Legal 500
Andrew Heathcote
Partner
andrew.heathcote@freshfields.com

T +44 20 7716 4044

T +852 2846 3313

London Office

100 Bishopsgate

London EC2P 2SR
Hong Kong Office

55th Floor, One Island East

Taikoo Place, Quarry Bay

Hong Kong
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