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About Bernardo Mora Vergara

Bernardo is an Associate in our Structured Finance group. 

He focuses on advising companies, banks and other financial institutions on complex cross-border financing transactions, including project finance, ABS financings and securitisations.

Prior to joining Freshfields in 2022, Bernardo worked as an Associate in a leading Chilean law firm in Santiago, Chile, where he advised global clients in the areas of banking and finance, focusing on infrastructure and renewable energy projects.

Bernardo speaks English and Spanish.

Recent work

  • Advising PayPal on the sale of receivables of a total of €40 bn to KKR, including the securitisation of receivables in various European jurisdictions.
  • Advising AUTO 1 Group on the extension of a pan-European asset-backed inventory financing and the extension of a securitisation of consumer finance receivables.
  • Advising an international automotive supplier on a US receivables sale and purchase agreement and on the incorporation of additional jurisdictions to a European ABCP programme.
  • Advising a leading international chemical company on the refinancing and amendment of an existing securitisation programme.
  • Advising a German commercial bank as sponsor on the securitisation of US receivables.
  • Advising KfW IPEX-Bank on the amendment to numerous financing agreements in connection with the transition from LIBOR to risk-free interest rates.



  • Universidad de Concepción, Chile - Bachelor of Law and Social Sciences
  • Institute for Law and Finance, Frankfurt am Main, Germany - LL.M Finance

Professional Qualification

  • Member of the Bar Association in Chile (Asociado del Colegio de Abogados de Chile)
  • Member of the Bar Association in Frankfurt am Main, Germany (Mitglied der Rechtsanwaltskammer)